Residential Real Estate

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Home financing made easier.

If you want to build or buy a new home or would like to refinance your current home loan, look to Community State Bank. Our team of lending professionals understands the housing market because we live and work right here in your community. Financing your home shouldn't be overwhelming. At CSB, you'll find experts to talk to, learn from and gain the knowledge you need to decide what loan option is the right choice for you. Let's talk about your options today.


**Make sure to check out our loan calculators at the bottom of the page!


Call us toll Free @ 800-488-3958


LocationName/EmailDirect Phone #

Carla Fiandt- NMLS #697066

(260) 636-3744 Ext 0401

Lindsay Shook - NMLS #1389799

(260) 925-3567 Ext 0602

Doug Hanes- NMLS #695854

(260) 897-3361 Ext 0171

Jill Coy- NMLS #708727

(260) 347-9000 Ext 0272



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Unconventional Financing

Construction Financing

Secondary Market


Unconventional Financing

We strive to serve the lending needs of your communities and understand that not every borrower or property is alike.  We have products to help with rural or income producing properties and we also have a common sense approach to our lending decisions.


Construction Financing

Our lending team is ready to help with your home construction.  We understand the importance of working with a lender that is knowledgeable and responsive.  We also strive to have a positive working relationship with your builder as well. We can answer your questions and guide you through the process as you begin your search for a residential construction loan.


Secondary Market

In addition to the mortgages that are kept in-house with CSB we also have secondary market options to have a wide range of mortgage products available to our customers.   We have rates and terms that are competitive with any broker in the market. 


Home Equity Loans

Community State Bank has both Home Equity lines of credits available as well as fixed rate second mortgages.  Ask a personal banker about which product can best fit your own personal needs.


Payment Calculators

Bi-weekly Payment Calculator

Mortgage Qualifier

Loan Calculators