First-Time Homebuyer Down Payment Assistance

Launch Down Payment Assistance for First-Time Homebuyers in Northeast Indiana

At Community State Bank, we believe homeownership should be within reach.

That’s why we’re proud to offer you the Launch Down Payment Assistance Program, helping first-time homebuyers across Northeast Indiana take the next step toward owning a home.

Up to $20,000 in Down Payment Assistance

The Launch program provides eligible homebuyers with up to $20,000 in grant funds to help cover:

  • Down payment
  • Closing costs
  • Prepaid expenses
  • Homebuyer education

Funds are limited and available on a first-come, first-served basis.

How It Works

  1. Get Prequalified
    Meet with our team to understand your budget and eligibility
  2. Find Your Home
    Work with your agent to secure your home
  3. Secure Your Funds
    We help you apply for the grant and move toward closing

Who Qualifies

You may be eligible if you:

  • Are a first-time homebuyer (no homeownership in the last 3 years)
  • Meet income limits based on household size
  • Contribute at least $500 toward the purchase
  • Complete a homebuyer education course

Serving Northeast Indiana

We proudly help first-time homebuyers across:
Fort Wayne, Auburn, Kendallville, Albion, Avilla, Allen County, DeKalb County, Noble County and surrounding communities.

FAQ

Eligible buyers may receive up to $20,000 or 20% of the purchase price, whichever is less.
Anyone who has not owned a home in the past three years.
Yes, a minimum contribution of $500 is required.
No, funds are limited and available on a first-come, first-served basis.
Single-family homes, duplexes, and certain manufactured homes may be eligible.





Get prequalified today funds are limited

Our team of experienced mortgage loan originators is dedicated to helping you find the perfect home loan solution. Our experts are here to guide you every step of the way. Get to know our team and reach out to them directly for personalized assistance.
 

Visit our Mortgage Loan Originators page to learn more.

Stop in your local Community State Bank branch or contact us to learn more.

 

 

Not everyone who applies for a loan with CSB will qualify. CSB reserves the right to change this offer at any time without prior notice. CSB does not control who qualifies for grant funds. All loans are subject to credit approval.